Since 1985

Premier Audit Solutions

Premier Audit Solutions

Helping Financial Institutions maintain strong credit quality and continued viability.

What We Do

Independent Credit Risk Review and Management Services

Let us customize your project.

Credit Reviews

ALLL/ACL Reviews

CRE Concentration Reviews
Asset-Based Lending Reviews
Portfolio Stress Test Reviews
Due Diligence Exams
Credit-Related SOX Testing
Other Special Projects

We conduct both on-site and remote reviews for our clients.

Who We Are

Premier Audit Solutions (“PAS”)

formerly Restuccia & Harrison, Inc., has been providing independent credit risk review and credit risk management services to financial institutions since 1985 and is well known and respected by the various regulatory agencies and CPA firms that work with community banks.

  • The principals and co-owners of the company are Kelly K. Bruns, CEO and Janice Muncer, COO, who have 25 and 30 years, respectively, of experience in the financial services industry.

  • Our extensive team of loan review consultants (AKA our “Brain Trust”) is made up of former CCO’s, CFO’s, Credit Administrators, Credit Analyst, Lenders, Loan Operations Managers, and Examiners who bring over 500 years of combined experience to your project.

  • PAS is a member of California Bankers Association and California Community Bankers Association 

Who We Serve

PAS serves community and regional banks in the Western U.S.

We serve banks ranging in asset size from $250 million to over $10 billion.

Our client base includes financial institutions with loan portfolios that include:

CRE, C&I, agricultural, asset-based, corporate finance, venture capital, oil and gas, SBA, and consumer loans.

We endeavor to develop long-term relationships, having worked with many of our clients for more than ten years.

We are accepting new clients and
would appreciate the opportunity to provide a proposal.

Premier Audit Solutions
Mission Statement

To provide exceptional loan review and credit consulting services, while maintaining the highest level of honesty, integrity, and professionalism.

We function as an essential co-sourcing partner to financial institutions to help them maintain strong credit quality and continued viability. We conduct audits with independent, objective oversight, in an impartial and unbiased manner. Our team utilizes a consistent, disciplined approach, while evaluating credit quality, providing risk-based objective advice, and insight. We endeavor to provide management with recommendations for improvements and tools to enhance credit culture and practices.

Meet our amazing team

500 years combined industry experience.

Kelly Bruns - Premier Audit Solutions
Kelly Bruns

CEO & Audit Director

Janice Muncer - Premier Audit Solutions
Janice Muncer

COO & Audit Manager

Alexis Tomsen - Premier Audit Solutions
Alexis Tomsen

Project Manager

Susan Drack - Premier Audit Solutions
Susan Drack

Lead Credit Review Consultant

Irene Matyas - Premier Audit Solutions
Irene Matyas

Lead Credit Review Consultant

John Rockwell - Premier Audit Solutions
John Rockwell

Credit Review Consultant